Real estate law
A property transaction is often the largest financial commitment a person makes. We review the agreement, confirm clear title, work with your lender and the other side's lawyer, and register the transfer so ownership is properly in your name.
Buying a home
Review of the agreement, title search, title insurance, lender instructions, land transfer tax and registration of your deed and mortgage.
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Selling a property
Closing documents, discharge of your mortgage, requisitions from the buyer's lawyer and correct payout of the sale proceeds.
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Refinancing
Switching lenders, taking equity out or consolidating debt. We act on the new mortgage and pay out the old one.
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Transfers of title
Adding or removing a spouse or family member from title, or transfers between related parties.
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Condominiums
Review of the status certificate and condominium documents before your offer becomes firm.
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Commercial property
Purchases, sales and financing of commercial and investment property, including existing leases.
Read moreHow a purchase closing works
Four stages, with a clear point of contact at each one.
- 1When your offer is accepted
Send us your agreement
Share the agreement with your realtor's and lender's details. We confirm our fee in writing and open your file.
- 2Weeks before closing
Searches and requisitions
We search title, executions and property taxes, raise any issues with the seller's lawyer and arrange title insurance.
- 3A few days before
Sign and fund
You meet with us to sign, and provide the balance of your down payment and closing costs.
- 4Closing day
Registration and keys
We exchange funds, register the transfer electronically and release your keys. A final reporting letter follows.
Call before your offer is firm. A short review of the agreement or the condominium status certificate at that stage can prevent costly problems later.
Common questions
Something else on your mind? Call the office and ask.
How much will my closing cost?
It depends on the type of transaction and the property. Before we begin, we give you a written quote setting out our fee and the expected disbursements, such as title insurance, searches and registration costs. Land transfer tax is payable separately to the province. You can estimate it here.
When should I contact a lawyer?
Ideally before your offer is firm, especially for a condominium or a property with conditions. At the latest, send us your agreement as soon as it is accepted so there is time for searches and lender instructions.
I am buying my first home. Is there anything I should know?
You may qualify for a refund of up to $4,000 of the Ontario land transfer tax. We check your eligibility and claim it at registration, and walk you through the closing costs to budget for beyond the down payment.
Ready when you are.
Book a time to sign documents, or send us your agreement for a written closing quote.