A refinance replaces or adds a mortgage on a property you already own. We act on the new mortgage so the lender's funds are advanced properly and your title stays clear.
What we handle
- Your new lender's instructions and mortgage documents
- An updated title search and title insurance where the lender requires it
- Payout of your existing mortgage, lines of credit or other debts as directed
- Registration of the new mortgage and discharge of the old one
- A reporting letter confirming where the funds went
If someone is guaranteeing the loan or signing who does not own the property, they may need independent legal advice. We will let you know early.